

OUR MISSION
Our mission is to revolutionize health insurance in the United States by establishing a stable, transparent insurance structure while relentlessly addressing cost drivers. Through this approach, we deliver more efficient, cost-effective health insurance solutions for employers and their employees.
MANAGING PARTNERS
With over a decade of experience in the health insurance industry, Sal brings a deep expertise in health benefits, stop loss, reinsurance, and alternative funding solutions. He is passionate about mitigating risk while ensuring that individuals receive the care they need at an affordable cost both for members and employers alike. He specializes in developing innovative strategies that strike the balance between financial sustainability and comprehensive healthcare access. He also prides himself on building strong partnerships, understanding that navigating such a complex system requires collaboration and trusted relationships. By fostering meaningful connections, he helps consultants, businesses and individuals implement smarter, more effective insurance solutions.
With over 25 years of experience in the health benefits industry, Brian spent a decade advising publicly traded and large privately held companies on their health insurance programs. During this time, he recognized that small businesses often lacked the extensive HR resources needed to navigate rising premiums, costs, and ROI effectively. In 2014, he took a bold step and founded his own firm. Today, it is recognized as a leading health benefits advisory firm with a broad multi-regional footprint. Brian attributes its success to an innovative and data-driven purchasing model that optimizes insurance solutions and maximizes value. He takes pride in the firm’s role as a disruptor, guiding companies of all sizes toward a more strategic, results-oriented approach that benefits both employers and their employees.
With over a decade of experience in health benefits and account management, Patrick is a strategic leader in navigating the complexities of group benefits, plan setups, and risk mitigation. He has a proven track record of managing diverse client portfolios, leading teams to operational excellence, and collaborating with C-suite executives on high-level analyses to drive data-informed decisions. A relationship-driven professional, Patrick specializes in building and maintaining strong partnerships with brokers, consultants, and clients. His ability to foster trust and collaboration ensures seamless plan execution and long-term success. Leveraging extensive experience with TPAs, health plans, and cost-saving solutions, Patrick develops innovative strategies that enhance healthcare accessibility and affordability. His passion for problem-solving and dedication to execution at the highest level makes him a valued partner in the ever-evolving landscape of health benefits.